Frequently Asked Questions

When should I refinance?
What are points?
Should I pay points to lower my interest rate?
What is an APR?
What does it mean to lock the interest rate?
What documents do I need to prepare for my loan application?
How is my credit judged by lenders?
What can I do to improve my credit score?
What is an Appraisal ?
What is PMI (Private Mortgage Insurance)?
What is 80-10-10 financing?
What happens at closing ?

Edgewater Home Loans, Inc.
4820 West 77th St, Suite 105
Edina, MN 55435
Phone: 952-567-2780 Toll Free: 866-990-EDGE Fax: 952-567-2789
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